:root{--ink:#17233f;--blue:#114bb8;--deep:#0a327e;--sky:#eef5ff;--mist:#f6f8fb;--line:#dbe3ef;--muted:#5f6b7a;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:white;line-height:1.65}a{color:var(--blue)}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.6rem;z-index:99}header{max-width:var(--max);margin:auto;padding:1.1rem 1.4rem;display:flex;align-items:center;justify-content:space-between;gap:1rem}.logo{display:flex;align-items:center;gap:.55rem;text-decoration:none;color:var(--ink);font-size:1.18rem;letter-spacing:-.02em}.mark{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:linear-gradient(145deg,var(--blue),#3d7ce5);color:#fff;font-size:1.5rem}nav{display:flex;gap:1.25rem;align-items:center}nav a{text-decoration:none;color:#34425a;font-size:.92rem}.menu{display:none}.disclosure{background:var(--sky);text-align:center;padding:.45rem 1rem;font-size:.78rem;color:#44546d}main{max-width:var(--max);margin:auto;padding:0 1.4rem 4rem}.hero{min-height:560px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:4rem;padding:5rem 0}.hero h1,article h1{font-size:clamp(2.6rem,6vw,5.6rem);line-height:.98;letter-spacing:-.055em;margin:.2rem 0 1.4rem}.hero .lead{font-size:1.22rem;max-width:640px}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;color:var(--blue);font-size:.76rem}.lead{font-size:1.25rem;color:#4c5a70}.actions{display:flex;align-items:center;gap:1.2rem;margin-top:2rem}.btn{display:inline-block;background:linear-gradient(180deg,#1558ca,#0d43a3);color:white;text-decoration:none;font-weight:750;padding:.85rem 1.2rem;border-radius:12px;box-shadow:0 8px 24px rgba(17,75,184,.16)}.textlink{font-weight:700;text-decoration:none}.orb{aspect-ratio:1;border-radius:50%;background:radial-gradient(circle at 40% 35%,#fff 0 4%,#d9e9ff 5% 18%,#8db8f5 19% 20%,#edf5ff 21% 34%,#2b69cc 35% 36%,#e7f1ff 37% 52%,#114bb8 53% 54%,#f8fbff 55%);box-shadow:0 30px 80px rgba(16,63,142,.16);position:relative}.orb i{position:absolute;border:1px solid rgba(17,75,184,.25);border-radius:50%;inset:20%}.orb i:nth-child(2){inset:34%}.orb i:nth-child(3){inset:46%}section{padding:4rem 0}h2{font-size:clamp(1.7rem,3vw,2.6rem);letter-spacing:-.035em;line-height:1.1}h3{font-size:1.25rem}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.card{padding:1.4rem;border:1px solid var(--line);border-radius:18px;text-decoration:none;color:var(--ink);background:#fff;transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:0 15px 35px rgba(23,35,63,.08)}.card b,.card span{display:block}.card span{color:var(--muted);margin-top:.45rem;font-size:.92rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}.panel,.callout,.cta{background:var(--sky);border:1px solid #d6e5fb;border-radius:20px;padding:1.6rem}.panel a{display:block;padding:.7rem 0;border-bottom:1px solid #d4e2f5;text-decoration:none;font-weight:650}.panel a:last-child{border:0}article{max-width:780px;margin:0 auto;padding:5rem 0}article h1{font-size:clamp(2.5rem,6vw,4.7rem)}article h2{margin-top:2.8rem}article p,article li{font-size:1.06rem;color:#34425a}.callout,.cta{margin:2rem 0}.tablewrap{overflow:auto}table{width:100%;border-collapse:collapse;margin:2rem 0}th,td{text-align:left;padding:1rem;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--mist)}footer{background:#0f1c35;color:#d9e3f4;padding:3rem max(1.4rem,calc((100vw - var(--max))/2));display:grid;grid-template-columns:1fr 1fr;gap:1rem}footer .logo,footer a{color:#fff}.fine{grid-column:1/-1;font-size:.78rem;color:#9eabc0}.popup{position:fixed;right:1.2rem;bottom:1.2rem;width:min(420px,calc(100vw - 2.4rem));background:#fff;border:1px solid var(--line);border-radius:22px;padding:1.5rem;box-shadow:0 25px 80px rgba(10,30,70,.24);z-index:20}.popup h2{margin:.2rem 0 .5rem}.close{position:absolute;right:.8rem;top:.7rem;border:0;background:none;font-size:1.7rem;cursor:pointer}.popup[hidden]{display:none}
@media(max-width:820px){nav{display:none}nav.open{display:flex;position:absolute;top:70px;left:1rem;right:1rem;flex-direction:column;background:white;padding:1rem;border:1px solid var(--line);border-radius:14px;z-index:10;box-shadow:0 15px 40px rgba(0,0,0,.1)}.menu{display:block;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.55rem .8rem}.hero{grid-template-columns:1fr;padding:3.5rem 0;min-height:0}.orb{max-width:420px;width:86%;margin:auto}.cards{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.actions{align-items:flex-start;flex-direction:column}footer{grid-template-columns:1fr}}
@media(max-width:520px){.cards{grid-template-columns:1fr}.hero h1,article h1{font-size:2.65rem}.hero{gap:2rem}section{padding:2.7rem 0}.popup{bottom:.7rem;right:.7rem;width:calc(100vw - 1.4rem)}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}